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SMA: Southern Medical Association
HomeLogin SMASMA Alliance
 
SMA Services, Inc. Subsidiary:
SOMED Financial, LLC
 
Insurance Products
Residents and New Physician Program
 

Once In A Lifetime Opportunity...
SMA Services, Inc. is offering you, as a Resident or 1st/2nd Year Practicing Physician member of the Southern Medical Association the ability to purchase Term Life and Long Term Disability* without evidence of insurability! This offer is only valid 30 days from the date of your membership application.

This is a unique opportunity to join thousands of residents and physicians who are members of the Southern Medical Association and to participate in an insurance program that serves the needs of its members.

SPECIAL OFFER
SMA is the only medical Association to offer its Residents and New Physician (1st and 2nd year in practice) members an opportunity to enroll in a special program with discounted rates developed for their special needs.

TERM LIFE - We are offering up to $100,000 in coverage without evidence of insurability as long as you are a member of the Southern Medical Association (for Residents...membership is free!). We also offer up to $2,000,000 in Term Life coverage that you may apply for should you desire more than $100,000 (amounts over $100,000 are subject to underwriting). You may also apply for up to 1/2 your total coverage for your spouse and $7,500 for each dependent child.

LONG TERM DISABILITY - We are offering up to $3,000 per month in disability benefits (subject to salary requirements). This coverage will pay a benefit to you if an unfortunate accident or illness prevents you from performing the duties of your own occupation. Coverage is also available up to $20,000 per month with evidence of insurability.

SAMPLE QUARTERLY RATES FOR $100,000 IN TERM LIFE COVERAGE
Under age 30       $14.03
Age 30-34 21.68
Age 35-39

25.50


SAMPLE QUARTERLY RATES FOR $3,000 IN LONG TERM DISABILITY WITH A 60 DAY WAITING PERIOD
Under age 30       $114.72
Age 30-34 128.32
Age 35-39

162.00


     
Copyright © 2008
SMA Services, Inc.
35 Lakeshore Drive
Birmingham, AL 35209
Tel: 800-423-4992
205-945-1840